Umbrella Insurance you and your contractors can rely on

insurance for contractors and PSCs

Unrivalled industry knowledge and expertise

For Umbrella & Payroll businesses and Recruitment Agencies each day is about so much more than handling CVs and placing people in contract work. It is about people doing business with other people.

It is important that when relationships break down for any reason, that every aspect of your company will be insured from claims and lawsuits that could damage your reputation or your finances.

Failure to conduct proper candidate background checks, a temporary worker damaging third party property or a former employee suing for unfair dismissal are a few potential risks faced by this industry sector.

Each of these scenarios carries the threat of considerable financial harm if a disgruntled client or employee claims damages for these risks. Therefore, it pays to protect your umbrella & payroll company or recruitment agency with comprehensive insurance cover.

As more contractual conditions are placed on the sector by the clients they serve, it is almost impossible to become a preferred supplier without adequate insurance, which should be viewed as an effective risk management tool that can help protect your company, attract new clients and boost your turnover.


Helping you stay safe and thriving.

At Caunce O’Hara we understand the unique risks faced by contractors, umbrellas and recruiters, which prompted us to write our Umbrella Insure product in 1999 specifically to help keep the sector safe and thriving.

Working closely with a panel of A-Rated insurers, we have developed a specific wording that includes vicarious liability coverage for temporary staff placements as well as placements in high risk industries like offshore oil and gas installations and wind farms.

Headquartered in Manchester city centre, with regional offices in London and Aberdeen, we can insure your business operations across the UK and the rest of the world.

Our team of experienced umbrella executives will listen to your requirements, talk about the types and levels of risks your umbrella faces, and help you build a bespoke policy that mitigates those risks at a highly competitive premium.


Umbrella insurance policies tailored to fit your business

Whether you are placing contractors in manufacturing, retail, technology, offshore energy and renewables, or any other industry, we have the solutions to fully protect your business and your clients.


The benefits of Caunce O’Hara Umbrella insurance

  • Our level of care and attention to detail is unrivalled
  • Comprehensive cover for a wide range of industry sectors
  • Flexible protection tailored to your specific requirements
  • Experienced commercial insurance brokers on-hand to help
  • Expert knowledge about risk and risk prevention
  • Straightforward insurance that saves you time and money.


Growing your Umbrella & Payroll business with confidence

You want to have confidence that the business you have built has insurance from a company that understands your business needs. Call us today on 0161 833 2100 for further information.


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